Latest Credit Score News

Can Your Spouse's Credit Score Kill Your Mortgage?
Save for maybe the diehard financial romantics, it's a rare wedding where “credit scores” share billing with sickness and health. But it might be time to update those well-worn marriage vows. From that moment forward, your spouse's credit profile will …
Read more on Credit.com News (blog)

Fannie, Freddie urged to adopt more up-to-date credit scoring models
Are the two biggest players in the American mortgage arena — Fannie Mae and Freddie Mac — needlessly preventing millions of African Americans, Latinos and young consumers from qualifying for a loan because they don't have a FICO credit score?
Read more on Los Angeles Times

You Have Literally Dozens of Credit Scores — Here's What You Can Learn From
Each consumer has far more than just one credit score. It's true, and it's an unhappy reality for many. People make their minds up to boost their credit health, work hard to get that special number up to their target level and then see a whole new …
Read more on Huffington Post

4 Mistakes That Can Kill Your Credit Score

4 Mistakes That Can Kill Your Credit Score
In addition, Credit Karma, Credit Sesame and Quizzle all allow you to regularly check your credit score for free. By using these educational sites to monitor your credit regularly, you can ensure your information remains error-free and your credit …
Read more on U.S. News & World Report (blog)

Column:Taking the mystery out of credit scores
Credit scores are important because they can affect your ability to qualify for a low-cost loan or insurance policy, rent an apartment, buy a new phone, get an instant department credit card or find a job. … The Fair Credit Reporting Act (FCRA …
Read more on Marshfield News-Herald

What Realtors need to know about credit scores
However, many of these clients feel betrayed, cheated and at times embarrassed to learn that the credit scores they counted on, in some cases paid for or obtained for free are not used by mortgage lenders. Informed consumers considering a home purchase …
Read more on Inman.com

How to improve credit score where better credit is due

How to improve credit score where better credit is due
Go to www.annualcreditreport.com to request a free copy of your credit report from each of the three major credit bureaus: Equifax, Experian and TransUnion. Your credit report contains the information that is used to calculate your score. So you want …
Read more on USA TODAY

Claudia Buck: There really is a 'free' credit score
From banks to auto lenders to personal finance websites, there are places where you can get your credit score for free. A growing number of banks, auto lenders, credit card companies and consumer sites are providing consumers with free access to their …
Read more on Modesto Bee

How to improve your credit score after late payments
Go to www.annualcreditreport.com to request a free copy of your credit report from each of the three major credit bureaus: Equifax, Experian and TransUnion. Your credit report contains the information that is used to calculate your score. So you want …
Read more on Today.com

7 Ways to Boost Your Credit Score

7 Ways to Boost Your Credit Score
Older lines of credit reflect more favorably than new lines. Keep that department store credit line you opened 10 years ago, because it counts positively toward your credit score. You don't need to use the account; you just need to leave it open. Feel …
Read more on Huffington Post

Yes, Credit Score And Credit Report Are Two Different Things
"This produces a three-digit number that reflects your likelihood to repay a future debt based on how you have managed your previous debt." Not sure what your credit score is? WisePiggy.com (a partner of CardRatings.com) is among websites offering free …
Read more on TheStreet.com

3 credit score issues we not thought to ask

3 credit score issues we not thought to ask
Whenever you hear chatter regarding credit scores found on the information or from the neighbors, commonly the speak is regarding a single, monolithic amount. For example, "My credit score is 700" or, "It's significant to have a wise credit score." In truth, we have 3 credit …
Read more about USA TODAY

How Unpaid Medical Debts Affect Credit Scores
A hospital produced a mistake plus place hospital bills into my name whilst I am nonetheless below 21 as well as went into collections plus I was uninformed. It dropped my credit score from 720 to 600!!! I got the collections sees from my name because I am nevertheless below 21.
Read more about Fox Business