Latest Auto Loan Rates News

10 Ways the Fed's Looming Rate Hike Touches You
There's no direct correlation between the fed funds rate and auto loan rates, but they will eventually follow the general interest-rate environment, says McBride. Still, auto loan rates remain near historic lows and will continue to stay competitive …
Read more on The Fiscal Times

Low interest rate pushes auto financing to seven-year high
KARACHI: With the lowest level of interest rate in 42 years and improving economic indicators, Fiscal Year 2015-16 (FY16) is expected to be a milestone year for auto finance as outstanding position of loans for the purchase of vehicles amounted to over …
Read more on Daily Times

Dozens Of Democrats Are About To Vote For Racial Discrimination At Car Dealerships
Banks allow car dealerships to issue car loans to their customers. A dealer sends a buyer's credit information to the bank, and then the bank tells the dealer the appropriate interest rate for a borrower with that particular financial profile. But …
Read more on Huffington Post

Credit Card Interest Rates Soar to 414% in Brazil

Credit Card Interest Rates Soar to 414% in Brazil
RIO DE JANEIRO – Brazilian banks have taken advantage of the country's economic crisis to push the median interest rate on credit-cards to 414.3 percent, the Central Bank reported Tuesday. Interest on personal loans soared in September to a median …
Read more on Latin American Herald Tribune Weekly Credit Card Rate Report: Average credit card interest
AUSTIN, Texas, Oct. 21, 2015 /PRNewswire/ — Interest rates on new credit card offers stayed still Wednesday, according to the Weekly Credit Card Rate Report. The average is comprised of 100 of the most popular credit cards in the …
Read more on PR Newswire (press release)

How credit card companies target the rich and the poor
The CARD Act of 2009 curtailed many industry practices that legislators deemed most abusive – in particular, the law caps late fees, curbs sudden interest rate increases, and makes it harder to penalize people if they go over their credit limit. So the …
Read more on Chicago Tribune

Low Interest Loans- Unsecured Loans at Pocket Friendly Rates

Are you searching for unsecured loans with low interest rate? That is a Herculean task indeed. But it has been made possible for you with the advent of the low interest unsecured loans. These are unsecured loans that are provided to you by several banks and other lending institutions. They are available on the interment financial market where you can compare the rate quotes and select one amongst them. You can definitely be benefitted with low interest rates.

The low interest loans not only provide sufficient money but these kinds of loans also charge a lower rate of interest. You can utilize the funds for any purpose that you wish to. You can utilize the borrowed amount to consolidate your debts, purchase car, renovate your home, pay for higher education, and arrange for your wedding and so on. The amount that you gain can easily be repaid back within a period of 6 months to 10 years.

The most attractive feature of the low interest rate loans is that you can avail these loans without pledging collateral. In spite being a tenant or a non home owner, you can gain benefit from these plans. You do not need to pledge security in order to get benefited with this deal. Like other loans, you need to provide only your basic details to the lender such as your residential and job proof, active checking account proof, and so on.

The interested borrowers can have the low rate loans by simply filling an online application form that requires your personal as well as employment details. Once the application form is submitted and verified, the lender approves your amount. You can get the amount into your bank account within a very short span of time. Thus, the online mode provides a lot of satisfaction as you do not need to spend money or your invaluable effort in order to gain these advances. So, just browse through the internet in order to select the most suitable lender according to your needs and requirements. Just compare the free loan quotes along with the offers and discounts provided by several lending institutions to select the most reliable lender.

You must read the terms and conditions carefully before signing a deal with any lending institution. This way, you can get the most required funds at cheap rate of interest as soon as you desire and that too without much hassle.


Jeremy Merkel is financial adviser for Low Income Unsecured Loans. To find more info about low income loans, low interest loans, low interest rate loans and low rate loans. For more information please visit here

CD Rates – Police and Fire Federal Credit Union CD Rates

Police and Fire Federal Credit Union rates of CD are from a financial institution that focuses primarily on loans and deposits. They are dedicated to providing members with a service, value and convenience.
The rate following CDs were sent July 8, 2010 and is still valid as of July 15, 2010. The CD with this financial institution is called a shared certificate (STC), because it is a credit union. The five years STC has a yield of 3.93% and 4.00% Apy. The four years SC has a yield of 3.45% and 3.50% Apy. The SC has a three-year return of 2.96% and 3.00% Apy. The SC has 30 months yield of 2.48% and 2.50% Apy. The two years SC has a yield of 1.99% and 2.00% Apy. The SC has 18 months yield of 1.49% and 1.50% Apy.
SC 15 months is the amount of dividends and APY is 1.45%. 1 year SC is the amount of dividends and APY is 1.40%. SC 9 months is the amount of dividends and APY is 1.35%. SC 6 months is the amount of dividends and APY is 1.25%. SC 3 months is the amount of dividends and APY is 1.20%.
There is a penalty for early withdraw. For more information on this subject, please check out PFFCU’s “Truth in Savings Brochure”. To receive the stated APY rates, the dividends must remain in the account for the term of the certificate.
This is the current police and fire rate CD Federal Credit Union available to members at this time.
We strive to bring you the latest information and accurate as possible host sites of financial institutions that name. Always remember – the higher the risk, the greater the reward or loss. Invest with caution.

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Author publishes articles regularly concerning investment and finance matters. For you to learn a lot more regarding CD Rates Interest, Best CD Rates, Best CD Rates in USA, Best CD Rates USA, Chase CD Rates, Highest CD Rates, Highest CD Rates in USA, Highest CD Rates USA, chase CD rates from Author pay a visit to –

How to negotiate a lower credit card interest rate

If your credit card has a high interest rate, you may be able to do something about it – with a little luck and a few simple negotiating skills. commissioned a poll asking 1,000 credit card holders whether they’d ever negotiated for a lower credit card APR (Annual Percentage Rate). Only 23 percent of the cardholders we asked had ever asked for an interest rate reduction. But of those who did, two out of three scored a lower rate.

The bottom line? It pays to negotiate. We got one credit card user to help us read through a negotiating script that’s available on

Tony Rodriguez, credit card user: I’ve never done it, but I have called and talked to customer service and when I asked them they just made it seem like it wasn’t going to happen.

Kristin Wong, Are you willing to try it again today?

Rodriguez: Yeah, absolutely.

Wong: Ok, me too! Let’s get started.

Once you have a customer service representative on the phone, tell them your name and your customer history.

Rodriguez: My name is Tony, and I’ve been a Chase card customer for over 10 years. I feel like I’ve been a good customer, and I would like to lower my interest rate. Do you have the authority to do that?

After stating your name and your case, at this point, the representative will likely say, no. In that case, simply ask for a supervisor.

Rodriguez: Is there any way I can talk to a supervisor?

Once you have a supervisor on the line, you’re ready to name your rate.

Rodriguez: My interest rate is just a little bit high I was wondering if there was any way we can get it down to 10 percent?

If they decline, ask if they have a different rate in mind.

Rodriguez: Is there another rate we can work out?

If they say no, you could ask to close your account. But you should only do that if you’re ready to follow through.

Rodriguez: OK, in that case I’d like to close my account and finish off paying my balance under the old terms.

Be aware that when you close accounts, it increases your credit utilization ratio, which accounts for 30 percent of your credit score. Your credit utilization is the percentage of available credit that you’re using.

Tony didn’t have any luck lowering his score. But let’s see how it worked for me:

Wong: I’ve been a Capital One customer for a few years now and I feel like I’ve been a good customer. And I just wanted to see if I could lower my interest rate. Do you have the authority to do that?

Wong (responding to representative’s offer): 12 percent for the next seven months? Could you go to 10 percent?

Wong (responding): OK, so right now you said I was at 16 percent variable but you could do 12 percent for the next, I’m sorry how many months was it? — OK, that would be great. Bye.

Wong: So, Capital One, I didn’t even have to ask for a supervisor or anything. In fact they offered to just lower my rate. That was really easy. All I had to do was call and basically ask if he had the authority to lower my interest rate. And he said “Yeah, sure. In fact here is what I can lower it to.” I tried to counteroffer with an even lower rate and he said no. But the point is, I called and I asked and I actually got a lower rate and it was really easy.

Wong (to Rodriguez): That wasn’t fair!

Rodriguez : I know.

Wong: They said something about – “That’s been your interest rate from the beginning.” So maybe if they hiked it up, you could call back and negotiate with them, lowering it down to what it was or something.

Rodriguez: Yeah.

Wong: Are you going to try it again in six months?

Rodriguez: Yeah I’m always going to keep trying. It’s worth a shot.

When it comes to haggling over your interest rate, it doesn’t hurt to ask. Kristin Wong,
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More Credit Card Interest Rate Articles

Great Interest Rates On Home Improvement Loans

The past few years have seen decreased interest rates at incredible lows. More and additional individuals have cheated the reduced interest rates and purchased the house of the aspirations. Home improvement financial loans are simpler to cause with low interest rates, and you’ll be able to do those ideas you always wished to try to to using your residence. Might add-on or rework your house, and possibly even be capable remain the identical number of payment or less. Do it yourself loans can’t entirely enable you to develop the changes you would like on your own residence, nevertheless boost the value of it further when you’re done with all the work.

If you are attempting to develop some modifications to your house and should not ever before seem to get back up with the additional cash, you will want to try do-it-yourself loans. One amongst the main issues will want to do is determine what you’re desperate to do. You may then need to get written estimates as to how plentiful it will value in an attempt to perform some task or tasks. Since house values tend to be steadily increasing, the possibilities are you possess some equity in your house. Equity could be the distinction between just how most your debt regarding the household while the present worth of the property. This may be the quantity you must figure with for do-it-yourself financial loans.

Perchance you would desire to renovate kitchen area and or lavatory for your house enhancement financial loans. You really aren’t limited to that which you’ll be able to do with do-it-yourself financial loans, you might should just let them understand what you’re planning on doing and just how much it is going to price that try to do it. They are typically pretty flexible to you. You might add a pool or hot tub to your deck, and invite your self a vacation each and every day into the privacy of your yard. Don’t you deserve it. You could possibly add on to your house. Maybe you’ve got usually needed a family space or leisure area with a sauna. There are only therefore many options with do it yourself financial loans you will have a onerous time choosing that certain to complete very first.

More thing to take into account on do it yourself loans is exactly how plentiful your monthly obligations can be. Typically a refinance could be the reply to also cutting your monthly obligations. Relying on the attention price, maybe you are in a position to cause your house enhancements done and decrease your recent home mortgage payment all during the identical time. Look around for do-it-yourself financial loans as only a few agencies offer the exact same prices.

Ernie Hicks been writing and submitting articles using the internet for pretty much a couple of years today. Not just does this author focus on Home Improvement ,you can also check out their latest site about: Fish Tanks Aquariums Which reviews and lists best 2.5 gallon fish tank