Best Deposit Interest Levels

Top deposit interest levels are in 10per cent for 2 different types of records and financial institutions. But like most investments there are limitations.

Shore Bank provides 10.00% APY on the grand slam checking account with balances from $ 0.01 to $ 1000. The big catch the following is you need to inhabit an eligible county in either Maryland or Virginia.

Affinity Bank also offers a merchant account that includes a 10.00percent APY on a savings account for minors. The restrictions here are you have to a California citizen therefore the stability needs to be under $ 500.

Patelco Credit Union features a family savings that has an 8.00% APY for its members that reside in the bay area location and generally are beneath the age of 21. This rate is great for a balance of $ 1000 or less. This credit union comes with a 1 year CD for brand new people in san francisco bay area location that has a 7.00per cent APY but is only for $ 1000.

Montgomery Bank provides 7.01% APY on the kids club checking account for the kids under the age of 12 and is just advantageous to the first $ 500.

Boeing Employee Credit Union offers a cost savings with user’s advantage and very early savers is the reason balances up to $ 500 that includes an APY of 6.17per cent. This can be readily available for all residents and pupils when you look at the condition of Washington including previous and present workers of Boeing Aircraft Corporation.

Discover Alliance Bank along with their Freedom Checking benefits bank account which includes an APY of 5.00% with limitations. The restrictions consist of that there needs to be one ATM transaction monthly, usage internet financial, get their particular statement online and make 10 debit card deals per cycle.

You can find bargains available to you if you should be fortunate to call home into the correct location. The most effective deposit interest levels give outstanding return but watch out for the restrictions.

If you don’t meet with the qualifications of these bank-account, browse this web site for the best CD rates. If you should be specifically to locate more details concerning best deposit interest rates, check-out that article for discounts available all over the country.

U.S. Consumers Interest in Debit Card Services Could Yield Up to $700K Revenue Potential per 100K Cards per Service


Boston, MA (PRWEB) November 13, 2014

The most recent Insight Report from Mercator Advisory Groups CustomerMonitor Survey Series reveals that while debit card use is holding steady, there is a significant opportunity for issuers to increase card activation and stimulate greater debit card transaction volume by offering new value-added services. The report, Consumers and Debit in the U.S.: Rising Demand for New Services, presents the findings of an online survey of 3,002 U.S. adults conducted in June 2014.

Consumers are demanding more services for their debit cards if they are to activate and use them more often. Concerns about security, particularly online, and lack of rewards are potential inhibitors to greater debit card use, states Karen Augustine, author of the report and manager of Primary Data Services at Mercator Advisory Group, which includes the CustomerMonitor Survey Series.

More than 50% of respondents expressed interest in a valuable debit card rewards program and enhanced security, found to be the two most desirable services for debit cards of the eight the survey listed, and nearly 50% would be willing to pay for these services.

Consumer interest is growing in every value-added service asked about in both 2014 and 2013 survey, and this years respondents are more willing to pay for each service, with security and identity theft protection topping the list.

Mercator Advisory Group projects the gross revenue potential for each service for a portfolio of 100,000 debit cards based on these responses. The services with the greatest gross revenue potential are found to be enhanced security and identity theft protection, collision/damage waiver and personal liability insurance for auto rentals, and travel insurance, each estimated to be capable of generating nearly $ 700,000 of revenue for issuers based on a 100,000 debit card portfolio. A significant portion of this revenue is expected to come from debit card holders who do not currently use their debit card, but will use it to obtain these services.

The study also examines the topics highlighted below.

Highlights of this report include:


Year-over-year trending of payment type used in households, including debit card use in the U.S. and the ways that consumers use debit cards

Ownership of EMV chip cards by type, use in U.S. and abroad where chip cards are recognized and experience in using the chip cards

Comparison of debit card ownership to debit card use

A shift in demographics of debit cardholders

Use of person-to-person payments and online payment services by brand and primary reasons for using online payment services

Comparison of use of financial institutions of specific payment services with use of alternative services initiated in supermarkets, discount stores, and other outlets

Account opening experiences, awareness of new fees on checking accounts, and reactions to these fees

Cash spending and reasons for cash use

The report is 70 pages long and contains 35 exhibits

Members of Mercator Advisory Group CustomerMonitor Survey Series Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.

Please visit us online at http://www.mercatoradvisorygroup.com.

For more information and media inquiries, please call Mercator Advisory Group’s main line: (781) 419-1700

For free industry news, opinions, research, company information and more visit us at http://www.PaymentsJournal.com.

About Mercator Advisory Group

Mercator Advisory Group is the leading, independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world’s largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal PaymentsJournal.com.







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No Credit Check Auto Lender Answers Why do People in Different Cities get Different Interest Rates?


Seattle, WA (PRWEB) October 15, 2014

There are many questions surrounding interests rates, this article addresses the big questions of why interest rates vary from city to city. The bad credit auto lender shares three reasons why your interest rate may vary by zip code.

https://completeautoloans.com/application-form/ Get approved for a car loan in as little as 60 seconds.

Once example given by Complete Auto Loans, In upstate New York, very few houses have garages, and the weather is frequently extreme. Salt on the roads also adds to wear and tear, with most cars showing rust spots and undercarriage damage well before they should be expected to have aged so much. If an auto lender has to repossess a car for some reason, they usually sell the car at auction to recoup the money outstanding on their loan, but this is impossible if the car has been worn into an unusable condition. For more reasons why your interest rate varies so much, read the full article.

As an additional service for their applicants, Complete Auto Loans also allows users to check their credit score using a complementary online tool. This tool has been able to save thousands of dollars for loan applicants. For more information, visit Complete Auto Loans website.

About Complete Auto Loans

Complete Auto Loans is a Seattle-based company that is dedicated to helping their customers acquire national car financing. They design and develop customized no credit financing, bad and good credit loans. Voted the best for “Quality Customer Service” and “Best National Service” by thousands of people, their finance experts focus on providing their customers with the following: information and tools available for different loan offers, how to choose the best loan that fits their budget, as well as related eligibility guidelines.







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