Jean Chatzky: What's a good credit score?

Jean Chatzky: What's a good credit score?
As I noted above, the credit score required for the best interest rate — and sometimes for a loan approval — varies by lender and market. But a score of 760 and above — both VantageScore and FICO — will generally guarantee you the best deals in the …

How To Increase Your Credit Score To Get a Good Mortgage
For example, if you failed to pay a bill for good reason — if you never received the service or product you were billed for, for example — there is no justification for that failure to hurt your credit score. As a result, the entry is incomplete and …
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4 Reasons a Great Credit Score Won't Solve All Your Problems
More often than not I see clients who tell me they have good credit, yet are still struggling to pay their bills. Having a good credit score is great, but that alone does not necessarily mean you are good with managing your finances or that you're not …
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Good Business, Bad Credit? Wait to Ask for a Loan

Good Business, Bad Credit? Wait to Ask for a Loan
But I have bad personal credit. Is there any financial help for me out there and if so how do I go about getting it? I am a woman-owned business. Answer: There are options available, including nonbank lending, microfinance, and soliciting investment …
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What is the Loan Amount if I Have Bad Credit?
Answering that question isn't easy as high risk lenders take a number of things into consideration when deciding the size of the loan credit-challenged borrowers qualify for, or even if they qualify at all.
Read more on Auto Credit Express (blog)

Latest Good Credit Credit Card News

How to Improve a Poor Credit Score
Yes, drawing a line in the sand and paying your bills on time from this point forward is a great place to start, assuming you have up to seven years to wait and your scores are poor because of derogatory credit entries. If you've never missed a payment …
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More tweens get credit cards, but is it smart to put them in charge?
But experts argue that, if handled correctly, credit cards can teach kids the importance of budgeting. “If a 12- or 13-year-old child is responsible, you can feel good about giving them a credit card and educating them about it,” says Kevin Yuann, an …
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How credit cards impact your credit score
If you don't have a credit card, it is possible to show that you are a responsible borrower and build a good credit score if you have a mixture of other types of loans, such as mortgages and car notes. However, if your goal is to get as close as …
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Latest Good Credit Auto Loans News

5 tips on how to get the best deal on a car loan
Her advice to car buyers is simple: “When you buy a car, make sure it's something you can afford, something that truly meets your budget. That way you won't end up as one of these delinquency statistics.” To get the best loan deal, you need to do your …

Tips on auto financing if you have poor credit
Paying it off will help you get a lower interest rate on your next car. • Don't be fooled by the payment on a loan that's six years or longer. Look at the interest rate, which could be double or more what borrowers with good credit can get. It will …
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Could you handle the typical auto loan?
Higher credit scores. Experian noted a discrepancy among the creditworthiness of people who borrow money to buy vehicles. While buyer credit scores have improved, more loans are being made to people who aren't good bets. The typical new-vehicle …

Take advantage of credit cards and good credit

Take advantage of credit cards and good credit
Good news arrived in the mail a few weeks ago from Citibank. And Discover. And US Bank. All were dangling a carrot in front of me also known as a preapproved credit card with 0 percent APR for 12 to 14 months. For a guy with more than $ 10,000 of unpaid …
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Best Credit Cards for Travelers
No one wants to pay an annual membership fee for a credit card, but if you travel often, many membership fees pay for themselves. A great all-around reward card for frequent travelers is the Chase Sapphire Preferred Card. There is no annual fee for the …
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How to protect yourself against simplest form of credit card theft
It's not just about giving good product service or the goods that you offer your consumers. It's about protecting them as well,” Thomas said. Thomas also urges consumers to better protect themselves by reviewing bank and credit card statements daily.