Bank card fraud caution

Bank card fraudulence caution
Whoever thinks their credit or debit card details are taken or scammed should get in touch with their lender instantly. Fraud Awareness Week operates from 15 – 21 November, and is being operate by the Ministry of company and Innovation and Employment's …
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Woman from Cuba pleads responsible to credit card fraudulence
Assistant U.S. lawyer Russell T. Ippolito Jr. said the defendant fraudulently received the credit and debit card numbers of 79 actual reports then encoded that home elevators fake cards. She after that utilized the counterfeit cards to get …
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Cape Coral guy arrested for bank card fraudulence
A Cape Coral guy ended up being arrested after an investigation of six months led police to above $ 10,000 in fraudulent charge cards. The Cape Coral Police division detained 52-year-old Raimundo Bernardo Ugando-Perez at his home into the 310 block of NE …
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Swiss Cleaners identifies credit card fraud

Swiss Cleaners identifies credit card fraud
Rockville-based Swiss Cleaners was able to stop ongoing credit card fraud at its locations. The fraud was brought to its attention by banks it does business with. The company did not reveal the amount of detected fraud. Banks had identified a pattern …
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Police seek to ID woman in credit card fraud case
The stolen card numbers were apparently encoded onto fraudulent access device cards and then used to complete the transactions, police said. Detectives have not been able to determine how and where the numbers were compromised. Anyone with …
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Credit card fraud, identity thefts net 4 arrests
A search discovered forged credit cards, forged government identification cards and altered cards containing stolen credit card data, illegal drugs and a replica firearm. Officers also located stolen property and $ 1,063 in cash. Staff Sgt. Kristie …

Protection Is Guaranteed To Subscribers through Consumer Fraud Act

Purchasing the products and services that are available shopping is a rather typical thing. The businessmen vow to own most useful items to your consumers. This is the quality of these products and solutions offered that finally determines whether a consumer will stay stick to a particular item or will move towards another brand name. There are numerous companies that guarantee an excellent high quality product towards clients and live up to the objectives of this customers. While, there are lots of companies just who vow of supplying high quality products and services but barely do this. This is how the customer Fraud Act comes into presence.

Believing on specific brands becomesa huge error for customers, sometimes. It is because the brands are very frequently discovered to be untrustworthy. The products and solutions they provide are of no quality, but the vow they generate in public drives the individuals to purchase the services and products, which consider be an incorrect choice for, Consumer Fraud Act has been introduced to ensure that the shoppers do not need to deal with any bad reactions because of making use of those products. The Consumer Fraud Act requirements that are made in a way that the entrepreneurs practicing fraudulent companies are punished severely.

In many for the instances, however, it has-been seen your customers, though they know they’ve been fooled by some brand, usually do not just take any action resistant to the organizations. This may be because either they don’t genuinely wish to be involved in just about any types of legal affair or they may not be conscious of what to do if they are caught in fraudulent relates to the companies. Hence, every person is expected getting a beneficial information about the Consumer Fraud Act and realize about the specs make over truth be told there. Because of this they’ll be capable of getting the courage to battle against the fraudulence companies confidently.

Due to the increasing wide range of fraudulence companies or organizations aiming at revenue, it is often seen your consumers prefer to stay stuck to the currently existing companies than opting for a brand new choice. Customer Fraud Act protects the clients by stopping almost any deceptive business transactions to emerge available in the market. When you have undergone these types of problems or you need to continue to be prepared from now, consult the Lemon legislation lawyer as they can be the best help for you customers in this situation.

Safina Jones is an appropriate advisor who has got good information on Consumer Fraud Act and Lemon law lawyer. To find out more kindly check out

The most wonderful impeachment charge is fraudulence. It absolutely was fraud whenever President Obama knowingly lied, “If you like your insurance, you can easily keep it.” And “If you want your doctor, you are able to hold him.” And “Your insurance fees will likely not rise.” There isn’t any concern Obama understood they were lies as he stated all of them.

Consumer Fraud Act Ensures Protection to the Customers

When you go shopping for products, it is a common thing to buy products as well as services from the market. The company that sells such products and the services promise to the customers to offer their best products and services. It is the quality of the services and the products offered that helps the consumer to determine whether he will continue to be loyal to the company or make a switch to something better on offer.

There are many brands that guarantee great quality in terms of their products and services to the customers and most of the time live up to the expectations of the consumers. That is how the brand loyalty is built and the company earns success in the business. But there are some business owners, who promises to provide quality services and products do not keep up to their words. And it is for such business owners that the consumer fraud act has been implemented.

Some of the times, people fall for the attractive advertisement campaigns for certain brands. But often such unsung loyalties prove to be a huge mistake on the part of the consumers. Most of the time, the products, and the qualities on offer do not match up to the words of the advertisement campaigns. The consumer fraud act has been introduced in law so as to ensure that the consumers do not have to go through any hassles because of the faulty products. There are some specimens that are mentioned in the act that implies that any businessman practicing such fraudulent businesses is entitled for severe punishment under the court of law.

Many a times, it is so seen that although the consumers have been cheated with the quality of the products and the services, they do not wish to take any legal actions against the company since they do not usually want to get entangled into any legal affairs. But with the help of consumer law attorneys, the consumers can surely look for justice in the court of law.

There are many law firms that practice consumer law and the cheated customers can always turn to the consumer law attorneys for help in this regard. These people are experienced and can provide excellent guidance against such cases. They are also the right people who can represent such cases in the court of law and help the customer get proper justice.

Smith Jhonson is a legal advisor who has good information on consumer law attorneys. To know more on consumer fraud act please visits

Your Baby Can Read   Consumer Fraud Alert

More Consumer Fraud Articles

Consumer Fraud – Protect Yourself with Legal Help

Consumer fraud has become a common aspect of everyday life. You must have heard of this offense. However, you may not have a clear idea about this type of scam. Consumer fraud is a deceitful practice, due to which people suffer huge financial losses. There are many situations, which can lead you to be a victim of such type of scam. The only way to protect yourself is, to gather as much knowledge about consumer fraud as possible.

Identity theft is the most common form of consumer fraud. This is the process through which an unauthorized person uses the personal information of another to gain financial advantages. For example, if a person uses someone else’s social security number or credit card number for the purpose of theft, the act will be considered as consumer scam.

Email scam is another type of consumer fraud, which may happen to you if you are not careful. If you receive an email from a company, giving you an outstanding investment offer, you should do some research about the company, before providing them any personal details. You may step into a trap if you go ahead without doing some study about the matter. In addition to this, you may have seen advertisements in internet, promising product in half the market price. Most of these emails are false and are created to make you yield into temptation.

You may even receive emails, which will promise to reduce income tax, if you provide some personal information via return mail. Most these emails have been formed to acquire your personal details.  

Massachusetts consumer law has been formed to protect the consumers from being the victims of such types of affairs. If you think that you have been a victim of consumer fraud, you should immediately seek help from an experienced lawyer. He/she is trained to protect the consumers from above mentioned fraudulent acts. Your lawyer will also explain to you the law regarding consumer fraud and make it easier for you to understand what to expect from the lawsuit, you are filing.

You should never try to handle this on your own. This area of law pretty dense, therefore you may find it tough to understand. Moreover, if you lack relevant legal knowledge and fail to present proper evidence in the court, the outcome of your lawsuit may suffer. Also, you have no way of predicting how complex your lawsuit may become in the future and in that situation only a skilled lawyer will be able to help you.

Steve Johnson is a legal consultant, offering you advice about consumer fraud and Massachusetts consumer law. If you want to know more about the lawyers who handle such type of legal cases, he suggests that you visit

Bronx man charged with fraud after bag of credit cards found in rental car at JFK

Bronx man charged with fraud after bag of credit cards found in rental car at JFK
15, according to police, the suspect rented a 2014 Dodge Charger from Enterprise rental car at JFK airport with forged identification and a fraudulent credit card. Police said the car was never returned. It was found parked near the suspect's home and …
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Police seek suspects in credit card fraud
West Des Moines police are seeking the public's help to identify two suspects in a stolen credit card investigation. Since Monday, four separate victims have reported their wallets and credit cards were stolen from purses left unattended at local …

Cost of CreditCard Fraud Is Set to Shift
A change that is putting new credit cards in many Americans' wallets will also shift billions of dollars of card-fraud liability to retailers from big banks. Merchants are scrambling to deal Thursday with the end of a longtime policy in which financial …
Read more on Wall Street Journal

Cool Consumer Fraud images

A few nice consumer fraud images I found:

Image from page 95 of “Frauds and falsehoods of the Republican party ..” (1892)
consumer fraud
Image by Internet Archive Book Images
Identifier: fraudsfalsehood00buck
Title: Frauds and falsehoods of the Republican party ..
Year: 1892 (1890s)
Authors: Buck, A. [from old catalog]
Subjects: Republican party Campaign literature, 1892
Publisher: [Chicago and Philadelphia, H. J. Smith & co.]
Contributing Library: The Library of Congress
Digitizing Sponsor: The Library of Congress

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About This Book: Catalog Entry
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Text Appearing Before Image:
sumers who constitute the great body of theAmerican people and pay the higher j)rices, notwithstand-ing Republicans are always insisting that foreigners pay thetariff tax. As we have stated before^ laborers in manufact-uring concerns should participate in the extra profitssecured to the mill men by high protection. But laborersin those concerns should not deceive themselves into thevain belief that^ because their employers are reapingimmense profits^ they will be permitted to share in thembarely above starvation wages. Every time the tariff israised the laborer, who is a consumer, must surrender apart of his wages to the owner in amount equal to theadditional per cent, levied upon the goods which he pur-chases from protected concerns, for the reason that the lawrequires it. But there is no law or power which compelsthe mill owners to share their profits with their laborers,and, as a general rule, the more they are favored by dis-criminating legislation, the more rapacious and ungener-

Text Appearing After Image:
aw 00 PC

Note About Images
Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

Image from page 715 of “Canadian grocer January-June 1910” (1910)
consumer fraud
Image by Internet Archive Book Images
Identifier: cangrocerjanjune1910toro
Title: Canadian grocer January-June 1910
Year: 1910 (1910s)
Subjects: Supermarkets Grocery trade Food industry and trade
Publisher: Toronto : Maclean-Hunter Pub. Co. [1887]-
Contributing Library: Fisher – University of Toronto
Digitizing Sponsor: University of Toronto

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Text Appearing Before Image:
A MONEY MAKER FOR YOU PACKARDS MON-AMI BOOT POLISH WATER-PROOF Mon-Ami gives the quickest, brightestmost lasting and waterproofSHINE to all leathers. List Price, .00 per gross. Discount Id 1 gross lots, 25%. Less quantities,list price. Terms 5% 30 days.

Text Appearing After Image:
IT GIVES YOU 104% PROFIT Mon-Ami is put up in the largest loc. box made.It is the LATEST andBEST discovery in BootPolish. Try a sample grossand you tyz// come again. MON-AMI is only one of our complete line of Boot and Shoe Polishes.Write us for complete price list. EVERY PACKAGE GUARANTEED L. H. Packard & Co., Limited Packard Building, Montreal Manufacturers of High Grade Boot and Shoe Polishes THE CANADIAN GROCER TO THE TRADE As an absolute protection to our customers every Package, Tin, Box or Barrel of WHITE SWANBRAND OF SPICES AND COFFEES will bear the warranty shown below. This not only protectsyou—it insures the consumer against possible fraud or deception and makes you certain you are sup-plying your patrons with absolutely pure goods. NO OTHER MANUFACTURER OF SPICES IN CANADAF FERED THIS FORM OF WARRANTY When buying Spices and Coffees as Pure, insist on having it in every caseAND REFUSE TO BUY FROM ANY FIRM WHO WILL NOT GIVE IT Having this Warranty on every package you

Note About Images
Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

Image from page 228 of “Cheese making; a book for practical cheesemakers, factory patrons, agricultural colleges and dairy schools” (1918)
consumer fraud
Image by Internet Archive Book Images
Identifier: cheesemakingbook00samm
Title: Cheese making; a book for practical cheesemakers, factory patrons, agricultural colleges and dairy schools
Year: 1918 (1910s)
Authors: Sammis, John Langley, 1873- Decker, John Wright, d. 1907
Subjects: Cheese
Publisher: Madison, Wis., Mendota Book Company
Contributing Library: The Library of Congress
Digitizing Sponsor: Sloan Foundation

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Text Appearing Before Image:
and 9 incheshigh, which size is not used for whole milk cheese, effectivelyprotects consumers from such fraud and establishes con-fidence in the consumers mind on this point. (4) The very general sale to consumers of cheese whilein a partly cured condition and very young in age, havinglittle or none of the attractive flavor of well cured cheese, isa serious cause of injury to the industry. A return to theolder custom of making firm, slow curing cheese, which willkeep well in storage and to the custom of selling and eatingonly well aged, fine flavored cheese would do much toincrease the popular demand for cheese among Americanconsumers. CHAPTER XXX.ITALIAN CHEESE IN AMERICA. (268) Skim and Whey Cheese. These cheese aremostly made from skimmed or partly skimmed milk, and insome cases from whey. They are heavily salted, and havemore or less acid flavor. The cheese arc not used by theaverage American trade, and few dealers handle them.While there is a certain small demand for them in this

Text Appearing After Image:
Fig. 47.—Italian Cheese, Hoops, Baskets, and Containers. country, especially since importation stopped, yet the busi-ness is in the hands of a very few firms, and factories shouldfirst make sure of an outlet before beginning lo make theseproducts. (269) Caccio Cavallo or horse cheese is so namedfrom a trade mark or from the supposed resemblance of thecheese to the shape of a horses head. The cheese is some-times molded into a long cylindrical shape, and hung up by astring to cure. The portion above the siring settles overtoward one side, giving an appearance suggesting the nameby which it is known. The same cheese is also frequentlymade in round hoops, looking somewhat like a daisyAmerican cheese. 218 Cheese Making. The process varies somewhat. One third skim milk isoften used. With 2% starter, the rennet curd is cooked upto 105 or 110, and the whey drawn immediately. The curdis matted, cut, turned, and piled, and -left in the vat untilnext morning, or until a small test portion dro

Note About Images
Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

CARS Coverage Plus Partners With EVS to Enhance Fraud Protection Efforts

Louisville, KY (PRWEB) June 02, 2015

Electronic Verification Systems (EVS) is excited to announce an innovative new customer, CARS Protection Plus, which offers comprehensive vehicle solution agreements in a wide variety of protection. In March 2015, the company applied IdentiFraud customer with a focus on knowledge-based authentication (KBA).

“Offering an electric type of our contracts ended up being delayed for months once we looked for an easy method where we’re able to absolutely identify the consumer and finalize our agreement using them. IdentiFraud Consumer from EVS ended up being the obvious option, offering the greatest standard of fraud prevention”, stated Rick Tudor, Director of Operations for VEHICLES cover Plus.

EVS is instrumental in VEHICLES cover Plus sales procedure; after clients finish an on-line application, they’re given an agreement, which is finalized by responding to KBA questions. In the event that concerns tend to be answered precisely a digital trademark is put on document.

“Working with VEHICLES Protection Plus is an absolute delight,” Eric Knapp, EVS EVP customer developing, stated. “I am looking forward to developing our business model and supplying all of them business leading fraud avoidance items for years in the future!”

CARS cover Plus is proactive inside their fraudulence avoidance attempts, set alongside the knowledge customers might have at more traditional automobile dealerships, where his / her driver’s license is copied and a credit file is conducted. But the standard technique can allow a fraudster to impersonate some one and possibly buy a vehicle under that identity.

“By implementing EVS Fraud avoidance and KBA products, CARS coverage Plus will know who is performing their contracts,” stated Knapp. “Not just the vehicle contract business, but any business that may incur fraud losings should apply a KBA item within their system.”

For more information on EVS’ identification confirmation or cooperation, please contact Eric Knapp, EVS vice-president of Client providers, at 502.814.1020.

About Electronic Verification Systems

Electronic Verification techniques is a respected supplier of fraudulence avoidance solutions designed to assist organizations fight identification theft, control prices, satisfy government regulation, and support review and control requirements. With major clients in monetary solutions, retail product, brokerage, education, insurance, and corporate safety sectors, Electronic Verification Systems provides effective and revolutionary approaches to organizations and companies around the globe.


Relevant Identification Theft Prevention Press Announcements

eMazzanti Offers EMV Credit Card Technology Upgrade Services in Advance of Fraud Liability Deadline

Hoboken, NJ (PRWEB) March 25, 2015

eMazzanti Technologies, a NYC area IT consultant and MSP, announced today that it is now offering EMV credit card technology upgrade services to retail merchants, doctors, attorneys, contractors and other businesses that accept credit cards. Retailers and others are looking to upgrade their point of sale (POS) systems to prepare for the October 15, 2015 deadline when the liability for credit card fraud shifts to the merchant if they do not have an EMV payment system in place.

EMV or chip-and-PIN technology is now the credit card security standard in the United States, stated Jennifer Mazzanti, President, eMazzanti Technologies. With more than a decade of experience providing retail POS implementations and PCI compliance technology services, eMazzanti is well qualified to assist businesses with EMV card POS solutions.

EMV stands for Europay, MasterCard and Visa, a global standard for the compatibility of chip cards and POS terminals designed to accept the cards and authenticate credit and debit card transactions. In the midst of frequent large-scale data breaches and the resulting increase of counterfeit card fraud, U.S. card issuers are implementing the EMV technology to protect their customers and to minimize their losses from fraud.

A chip card is a credit card with embedded microelectronics designed to reduce the risk of loss to cardholders and merchants from fraud. During the coming months, banks will be replacing credit and debit cards with chip cards to help increase security for customers accounts. Some card issuers have announced that personalized PINs will remain the same, easing the transition for their cardholders.

For merchants and professionals who accept credit cards, the switch to EMV means adding new in-store POS and office technology to accept the cards and adjusting to the new liability rules. For consumers, it means activating the new chip cards when they arrive and learning how to complete purchases using the new technology.

eMazzanti Can Help

eMazzanti Technologies is well-prepared to upgrade retailers to the latest POS solutions to help them protect their customers personal and financial information. Businesses can be confident in migrating to the new EMV card security technology by taking advantage of eMazzantis trained and certified retail POS and PCI compliance experts. To explore the options, please contact eMazzanti Technologies at info(at)emazzanti(dot)net or call 1-866-EMAZZANTI.

Other related resource information:

Why Retailers and SMBs Should Use a Managed Firewall Service

eMazzanti Announces 200% Growth in Retail IT Revenue

About eMazzanti Technologies

eMazzantis team of trained, certified IT experts rapidly deliver cloud and mobile solutions, multi-site implementations, 24

Avoiding Chargebacks and Credit Card Fraud

More than anything else, its fraud that affects online business. If your online business suffers likewise, its time to make a few changes!

First, lets understand why do chargebacks happen? A chargeback occurs when a cardholder disputes a credit card purchase, for any one or more of the following reasons: –

• The item ordered by the customer was not delivered to him.

• The item delivered to him is damaged or in poor condition.

• The customer feels he hasn’t received what he thought he was buying, or, the customer feels he has been cheating into buying a product that was advertised differently.

• In case the purchase was made on a card lost or stolen from the card holder.

• Sometimes certain customers just use chargebacks to their advantage in order to get out of paying for a product.

So, if the customer is not happy and has initiated a chargeback, the card issuer bank will proceed with the chargeback process on behalf of the card-holder. Sometimes banks do not even inform the merchants about chargebacks, unless it is a clause of their agreement or contract. With the bank being under no obligation to notify the merchant of the chargeback, the bottom-line of the business can get seriously affected, pretty fast!

Chargebacks must be avoided! And to do that, the authenticity and credibility of the cardholder has to be verified. To do that effectively over an online platform, AVS is the best technological tool. AVS stands for Address Verification System; it does not have a 100% guarantee for fraud prevention but is definitely the best that is available today. AVS matches the billing address provided by the customer at the time of purchase with that provided at the time of applying for a credit card. Getting a match for an address and zip code is a good sign. However, if only one of the two matches, it is the merchants’ discretion whether the sale must be authorized or not. If there is no match, then it is in the best interest of the merchant to apologize to the customer and reject the order.

Here is how excessive chargebacks can cause irreparable damage. With every chargeback, not only does a merchant lose the actual inventory and the purchase price, but there are also chargeback fees assessed to the merchant each and every time. Consult your merchant account provider if you do not know what fees you can be hit with. That is not all. Merchants, who have excessive chargebacks, can lose their merchant account without warning. Moreover, they could end up on the MasterCard Match List, a.k.a. Terminated Merchant File, which is looked at by other providers and if you show up on it, this means you will not get a merchant account. You can expect to stay on the list for 5 years too.

Use caution and good judgment while accepting orders. Do not sell to any customer who is unable to complete the verification process. Lesser the chargebacks, better will be your Internet business and merchant account!

For more information, visit Credit Card Processing and Merchant Account Services.