An informed consumer

Consumerism is happening all around and achieving ample recognition amongst masses. Consumer education is actually making its effect visible. Growing trends of enforcing consumer rights by a large section of general public is self evident. However, popular conception of consumer rights is becoming synonym with enforcement of rights through consumer forums only. Whereas consumerism per se is a wide concept not confined to enforcement only but about prevention, consumer information, safety, consumer education, redressal rights and related consumer aspects. The enforcement through consumer forums has its own peculiar role. Beyond that when we talk about the consumer rights “information” on related aspects of  consumer rights plays a vital role for a consumer. Information from a consumer prospective means to have information relevant for pre purchase till post purchase.

An intelligent purchase requires bit of pre purchase product research. When we say research it means that you can go through a general consultation and a little inquiry about the product. It also includes somebody you know who has purchased the product recently. This off hand information can be very useful.  At pre purchase stage consumer must get adequate information in respect of the market which is best for a particular range of products. There is range of dedicated websites providing well informed reviews of the product and experts comments. Even on TV channels there are dedicated consumer programs which give immense useful information and guidance.At the same time you should by your decision keeping in view your needs and budget.

You can also have product information from the regulatory authorities under the Right to Information Act. By making a simple application with requisite fee you can get all information in relation of your product if it is endorsed. The endorsement generally granted by the Govt by granting ISI mark, Star Rating, AGMARK etc. For example, if in a electric product, start rating has been given and you have doubts about the energy efficiency you can get related information from the Govt. Department. In case of food item AGMARK is granted you ask for basis on which it was granted. You can also question and ask for the information the test conducted by the officers before such grant.

Internet is a useful resource to get relevant information about the product. In present market scenario no company can survive without having a user friendly website. Website contains lot of information which gives such information which is generally not available with the shopkeeper or showroom. The attention paid to the product can be more to understand the specification in comparison to having it purchased at shop. You can understand the various important popular terminologies which are of great help to make an informed decision. Although after all such information gathering, you feel cheated about any thing, then you can post online consumer complaint as well to safegaurd your consumer rights

Next comes being informed about the excellence, amount, effectiveness, wholesomeness, standard and price of goods or services so as to protect the consumers against unfair trade practices. No one can charge you more than the MRP written on the product and at the same time it is mandatory for the company to print MRP on any electronic gadget and is also valid for services as well. If someone charges you more than the MRP printed on the product, you can post consumer complaints with the weight and measurement department and to the consumer court as well.

Consumer rights on our side to safeguard our valuable rights. But it is said that “prevention is better than cure”. So, we can equip ourselves with bit of awareness and knowledge which can go long way to save our valuable time, money and harassment at the hand of seller and service provider.

www.consumermate.com

Holiday Greetings Record Sms Rates And Consumer Protection In To Fight Mobile Spammers

Record numbers of people in New Zealand are tapping out holiday greetings, sending holiday text messages soaring to record rates. New Zealands communications company, Telecom indicated that 23 million text messages were sent via SMS service last Christmas. Vodafone indicated a similar volume of SMS messages with nearly one million being sent per hour.

The added ability to send greetings to loved ones using text messages via SMS from PCs, has added to the popular method of sending seasonal greetings to loved ones, even those overseas. As people use SMS computer-based services and send SMS online messages, the message volumes have increased up by up to six times, particularly as friends and family text one another greetings for the New Year. In fact, Vodafone spokespersons indicated that although Christmas is a particularly heavy texting time, the volumes double on New Years Eve, which puts a strain on the network. In addition, the popular mass SMS to multiple family members and friends on cell phones with group features means it is nearly impossible to calculate or predict the number of texts that will be sent this New Year.

The huge challenge for SMS gateway networks to handle the rush of text messages can occasionally mean that some messages are not received. The SMS API, however, is designed to deliver text messages for up to three days after the Send button is pressed, ensuring that even if late, the text messages will get through.

A consumer advocacy group, called Choice, stepped in to fight against mobile ringtone service, wall paper services, and horoscope services that make it very difficult to unsubscribe. Consumers have lately reported a number of incidents where their phones are inundated with misleading SMS online mobile services they never requested, prompting the Australian Competition and Consumer Commission (ACCC) to begin a review.

The ACCC found that some portions of the mobile phone industry were engaging in deceptive consumer practices with bulk SMS and SMS from PCs that included distracting visuals, hard-to-read fine print, and even misleading contracts. The protection groups are now asking that subscription services include a double opt-in procedure to ensure that consumers are presented with the terms and conditions of a service prior to being signed up.

In the past, grossly invasive marketing techniques involving Internet text were reined under control, and Choice is asking that a similar method be implemented with a confirmation SMS message clearly spelling out the services offering along with the consumers rights. Consumers would then have to respond with a code to formally agree to joining the service.
An abysmal lack of customer service continues to haunt the PC SMS-based services In a recent survey, Choice found that among those who knowingly subscribe to SMS computer service, nearly two thirds had difficulty canceling it when they found the would be charged for the service. In addition, nearly 50 percent of those had no idea how to cancel the service. Rogue industry tactics always work for a little time until proper enforcement kicks in and change the industry.

At MessageMedia we understand your needs to find out how we can help to reach your business goals through our text from computer. We offer a 100% uptime guarantee, email to sms , the only one of its kind for Newzealand businesses and organizations.

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Consumer Reports: Best & worst prepaid debit cards

Image from page 1429 of “Gleanings in bee culture” (1874)
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Identifier: gleaningsinbeecu40medi
Title: Gleanings in bee tradition
Year: 1874 (1870s)
Writers:
Topics: Bees Bee culture
Publisher: [Medina, Ohio, A. I. Root Co.]
Contributing Library: UMass Amherst Libraries
Digitizing Sponsor: UMass Amherst Libraries

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ing. Comes all ready to operate. Pumps, saws, tlireshes.churns, separates milk, grinds feed, shells corn, runshome electric illumination plant. Pricos (stripped). $Z9.60 up.Sent anyplace on 15 days trial offer. Dont purchase an engrinetill you research money-saving, power-saving DETROIT.Thousands used. Prices just postal to discover. In the event that you arefirst in your area to publish, you receive Special Extra-Low lnlroduc<ory price. Write (138) Detroit Motor Functions, 373 Bellevue Ave., Detroit, Mich. ^iflMPERIAOg In Your OwnHome atOUR POSSIBILITY The unique Feature i?naO Odor Hood, Stone Ovensiaiigc, Bottom, Ash Sitter. Wonderful Gasoline Economizer-Splendid Baker. NOMIDDLE-,MANS REVENUE. DIRECTFROM FACTORY to HOMEAT FACTORY PRICE. FREIGHT PREPAID . 3 6 5 – D A YGUARANTEE. Credit if de-sired. WRITE THESE DAYS for Money-Saving Catalog of Rangesand Heaters. THE IMPERIAL STEEL NUMBER COMPAN^340 STATE STREET. CLEVELAND. OHIO CREATE YOUR WIFE A PRESENT-DAY ol 100 ENGRAVED CARDS—Send S1.25 to GRAY PTG. CO., Fostoria. Ohio.

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GLEANINGS IN BEE HERITAGE THE Coward ood^ ense shield and help growing footstructures with Coward Shoes, andchildren will escape the handicapof poor ankles, arch problems and flat-foot. Coward Arch Support Shoe and Coward ExtensionHeel produced by James S. Coward for over 30 years. FOR CHILDREN. GENTS AND LADIES. Send for Catalog. Mail Sales Filled. Soid Nowhere Else. JAMES S. COWARD 264-274 Greenwich St.. near Warren St., Ny

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Customer Reports: most readily useful & worst prepaid debit cards
Every one of the prepaid card Consumer Reports examined today voluntarily offer some of the exact same defenses as bank-issued credit and debit cards. But you have to register your card getting those protections, and since they truly are only voluntary, they are able to be …
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Sidney Moorer speaks about his relationship with Heather Elvis and facing
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FTC: Florida tops fraud-related, consumer issues list

Image from page 338 of “Self-surveys by universities and colleges” (1917)
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Identifier: selfsurveysbycol00alle
Title: Self-surveys by colleges and universities
12 Months: 1917 (1910s)
Authors: Allen, William H. (WIlliam Harvey), 1874-1963
Subjects: Universities and universities
Publisher: Yonkers-on-Hudson, N.Y., World guide company
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o the hundreds yearly. Surveyors willask: 1. Do files show failures by quantity …, semester…, subject …, trainer … ? 2. What amount of credit hours had been attempted and failed? 3. What total expenses of instruction and living tend to be repre-sented by these failures ? 4. just what guidelines are given to faculty members withrespect to discovering what causes failure? 5. what’s done to observe that directions are executed ? 6. Just what preventive actions tend to be taken, recorded, studied,and launched ? 7. Exactly what subtraction must be produced from the full total reg-istration to ensure that credits failed shall not be in-cluded within the total of effective pupil registration?This product frequently runs to 15 or 20%. 8. What explanations were posted a year ago for stu-dents a deep failing ? Ended up being ineffective training or ill-chosencourse one of them ? 9. Of final number reported as losing away before com-pleting the season, how many dropped out voluntarilyand how many had been recommended to drop out because ofstudent failure or weakness ?

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Dayton Bureau of ResearchPreparing relative tables for residents is fairly not the same as planning suchcomparisons for university students whom cannot avoid or get away

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FTC: Florida tops fraud-related, consumer issues list
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Credit report and identity theft monitoring
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Toyota makes use of analytics to create consumer goodwill and get automobile financing compensated

Toyota makes use of analytics to create customer goodwill and obtain auto loans paid
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Pac-12 names SoFi official consumer lending partner of Pac-12 Men's Basketball

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Consumer lending, from perspectives of a former regulator and a consumer advocate
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AG: Prieto's Auto Sales shut down; accused of violating Consumer Fraud Act

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Three different Attorneys General–Terry Goddard, Tom Horne, and Mark Brnovich–have each obtained judgments against the company and its owners for violating the Arizona Consumer Fraud Act. The most recent was in July 2014. Owners Gustavo and Rita …
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Bevin orders state's prohibitions against price gouging activated to prevent
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CORRECTED-Wells Fargo likely to issue more debt to comply with new rules
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