ID Card Security

Want to protect your cards from tampering, counterfeiting or physical abuse? Security is increasingly important for universities, colleges and schools. Whether it’s registering students, knowing that only your authorized staff have access to your facilities, or ensuring that parents have confidence in the safety of their children; ID cards have an important part to play. ID card printers offer card security features, so that even the most basic card printing application is protected from card alteration or tampering attempts. These patented security features – HoloKote and HoloPatch – provide protection at a minimal cost to all users.

HoloKote is a transparent watermark that prints across the surface of your cards. You can buy ID card printers that are programmed with at least one HoloKote design that can be turned on or off in the driver settings based on your needs. When used with HoloPatch cards, one of the HoloKote logos is highlighted, producing a highly-visible gold seal on your cards for distance visibility.

But do your student ID cards offer you the level of functionality and security you need?

The use of cards in education ranges from traditional Photo ID badges, through access control cards that include magnetic stripes, smart chips or proximity / contactless technology, through to complex multi-application cards that also handle cashless payment and loyalty schemes. ID card printers are able to print all the card features you need for all these cards (photos, barcodes, and security features) and can also write data to the magnetic stripes and chips embedded in the cards at the same time as printing the card. ID card printers create photo ID badges, membership cards and various technology cards for a variety of applications:

Faculty and student photo ID badges
Library cards.
Clubs and Societies
Cashless purchases for meals and vending machines.
Subsidised meal programs.

So why should you choose an ID card printer?

Holokote puts visual security on your cards
Great for low-volume applications and high volume printing.
You can print all the features you need at the same time as writing to magnetic stripes and embedded chips.

ID card printers are sold through most major access control OEM’s, security integrators and dealer channels.

Find out more about ID Card Security.

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Card fraud levels ‘lowest in a decade’

According to the banking industry, card fraud losses were at their lowest level for 10 years for the first half of 2010, at just £187m.

The UK Cards Association said that online banking fraud was down 36% compared to the same period last year, at £25m.

And despite telephone banking fraud being up 9% to £6m, cheque fraud losses fell by 13% to £14m.

These half-year figures follow the 2009 figures which saw a 28% drop in reported credit card fraud, which marked the most significant annual fall since statistics first started being published in 1999.

Melanie Johnson of the UK Cards Association said: “These figures are testament to the importance that the UK’s card companies place on driving down card fraud losses and reducing any inconvenience to customers”.

The huge rise in card use, together with the growth of telephone and internet banking over the past 10 years have given fraudsters more and more opportunity to work.

Between 1999 and 2009, the UK banking industry and retailers lost a reported £4.7bn to card fraud, which includes debit cards, credit cards and store cards.

But you will be pleased to learn that security measures promoted by the industry have been having some effect.

Chip-and-pin technology is now being used both in the UK and abroad and banks are heightening online verification security by adding software that requests secret passwords when using plastic cards to shop online.

The UK Cards Association also added that card fraud abroad has halved in the past two years.

“One of the factors causing this is the fraud detection systems used by the banks and card companies, which monitor for unusual spending – meaning that potential fraud is stopped before it happens,” it said.

“The increasing rollout of chip-and-pin in more and more countries around the world also makes it harder for criminals to commit counterfeit card fraud.”

There are several ways in which card fraud can take place, such as card details being stolen and used to pay for things by phone, online and by mail order, or the use of fake cards, all of which continue to thrive, produceing significant losses to banks and retailers.

Card losses peaked in 2008 at £610m, but have since been falling.

However, the number of reported phishing attacks, where victims are sent fraudulent emails that appear to be a trusted bank or company, in an attempt to trick them into revealing their bank account details, are on the rise, with over 31,000 reported cases in the first half of 2010 alone.

Cheque fraud has been falling, but this is hardly surprising as the use of cheques is rapidly falling.

“The overwhelming majority of attempted cheque fraud gets stopped before the cheque is paid,” the UK Cards Association said.

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The Payment Card Business Compliance Guarantee To Secured Merchant And Customer Information.

The Payment Card Industry Compliance regulation was created to be implemented by organizations which process transactions made through these credit or debit card kinds, and severe charges might enforced on businesses which endure a safety breech due to decreased Payment Card Industry Compliance to its standard. In addition, businesses which do not enforce the compliance precisely, or pick not to comply, might denied the right to process card deals altogether. Because the conformity laws are susceptible to constant development and enhancement, participating companies are expected to closely take notice of the alterations in any demands associated with card methods which they plan.

The five major card brands (United states Express, Take a look at, JCB, MasterCard and Visa) joined to produce the PCI safety guidelines Council, which will be an unbiased human anatomy established to monitor and develop the Payment Card business Compliance standard. Although the council handles the detailing and implementation of the regulating standard, it’s the card companies which dictate their separate requirement specifications, as well as the means they are implemented according to the size of the business.

PCI Security guidelines Council tasks are the following: Building and keeping a global, industry-wide, technical information security standard the protection of account owner account information; lowering expenses and lead times for Data safety traditional execution and conformity by setting up common technical criteria and audit procedures for use by all repayment brands; Providing a list of globally offered, competent security option providers via its site to aid the industry attain compliance; Lead instruction, training and a streamlined process for certifying registered Security Assessors (QSAs) and Approved Scanning providers (ASVs), providing just one way to obtain approval identified by all five founding members; Offering a clear discussion board by which all stakeholders can provide input into the ongoing development, enhancement and dissemination of data protection standards.

The repayment card business compliance and validation regulations connect with finance institutions, online sellers and retail merchants. The principles show what security actions needs to be taken to protect the personal data of employers and staff members during any transaction happening if you use a paycard. They also need particular auditing procedures. The Payment Card Industry Data protection traditional is used by all card brands in order to guarantee the safety regarding the data gathered while an employee is making a transaction at a bank or participating supplier.

Author is executive with the NSAP IT. For more information on PCI certified look at the website repayment card industry conformity

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An Instant Guide To A Kiosk Company – The Handbook Bank Card Machine Is A-start

Inside crazy fast forward globe, several merchants are using their particular organizations outside the traditional shop. Booksellers, crafty people, and also some whole brands ‘re going into kiosk product sales. Ab muscles initial tool these buy may be the manual mastercard device.
These devices allow a vendor to require requests from customers whilst not the employment of electricity. They produce the order strategy simple, and quick.
These devices work with two techniques. One manner would be to have your client stick it face straight down over a specialized paper. The vendor than works it through device, creating an imprint. The client signs the paper, doing the deal.
A methodology which have gradually already been declining in appeal is actually for the customer to fill out a mastercard slide by hand. This exposes all their information. Using the rise in identity theft, a few customers tend to be hesitant to give these details to anybody.
Buy handling actually truly the only tool useful for a kiosk business. Those are running their particular business in a really center which includes electricity have more options. They are willing to make use of some add-ons including electric mastercard machines. One among the additional standard tools positioned, however, is the fact that laptop.
Having the power to use a laptop for your needs transactions makes it potential to run it many effectively. You certainly will even able to produce a customer happier. If the spot for which you’re put up provides an Internet alternative, that is great. Then you will be prepared to purchase things from your own primary shop, if you’re extending your online business.
Getting yourself seen in a rather hectic shopping center or flea market could be daunting. If you should be operating where there is electrical energy, you have got a benefit. Take the chance to use brilliant indications to indicate off where you are, Get since inventive while you’ll, to beat down alternate competition.
Get people interested in your merchandise. Usage bright displays to draw inside their interest. It is shown that many individuals who are in a shopping center, or various spot with stand-alone shops tend to be drawn to kiosks due to they saw something from the corner of the eye. Use this truth to your advantage. If you are attempting to sell a product that’ll something, have someone on the market showing it.
There are numerous risks to getting an open-air kiosk or cart. The greatest fear many merchants face is taking. You can prevent this by taking various cautionary measures.
If you should be renting, most locations can offer you a lock. In case, it’s an excellent plan to form positive you have one available. Other good judgment actions feature not leaving your cart unattended. In the event that you completely should be away, ask a close-by business to keep a wristwatch upon it. It’s almost certainly a significantly better plan to have countless than one person working for this explanation.
Along with of those guidelines in hand, you can expect to feel ready to need on shopping mall kiosk. It’s constantly outstanding intend to talk to an professional prior to starting any small company endeavor. There is a lot much more into the company than picking a manual mastercard machine.

Jerald Powell has-been creating articles using the internet for nearly a couple of years today. Not only performs this author focus on Retail company
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Business Records- Debit Card Processing

Increasingly more consumers choose making use of Debit cards which is the merchant which benefits. That’s because in Debit card processing, the funds tend to be directly debited and taped at time of purchase. An additional benefit is a card can certainly double up as a VISA or MasterCard alongside being a debit card. Also, debit card processing saves the merchant more cash eventually.


The debit card is extremely popular and is less difficult than writing out a cheque. So long as there’s profit the bank account, a debit card may be successfully used. Only the pin number will be memorized. Card issuers may or cannot charge fees for debit card usage. The exact same needs to be validated in order to prevent confusion.


Here are the benefits of a typical debit card program as employed by a business.


Sale proceeds are deposited in to the merchants account within 48 hours associated with deal happening.

Transactions tend to be simple and fast.

Debit card transactions show up on a consolidated business processing statement and on the web deal reports.

24/7 customer care.

a transaction fee is debited at the end of the month or as each exchange is prepared.



a merchant must ensure that while accepting debit cards, a confirmation service is included. A verification solution inspections the negative database of bad check writers also restrict fraud.


To process debit cards, a business must have a PIN Pad. The swipe terminals available in the market these days do come with built-in PIN pads or an external it’s possible to be bought. If you are an Internet business could nonetheless bear the exact same charges for debit card processing as you do with bank card processing. True debit cards like celebrity, MAC, Honer, NYCE, Pulse, Interlink, and Maestro will simply bear a per deal cost due to the fact client must enter their PIN number being make use of the card. The standard per deal and discount rate are going to be charged to those using debit cards with Visa or MasterCard logos on it.


Debit cards tend to be one of several fastest-growing repayment types at the point of purchase. Select a debit card system that place you in an ideal place to profit from most of the talents of on-line debit handling. Make it work for our business!

To find out more , see charge card Processing and credit card merchant account providers.

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