Today, the use of credit cards has become so common that almost all people apply for the different offers of credit card companies. There are actually a lot of credit card companies competing in the market. Consumers can either apply in person at the offices of credit card companies or apply online through the internet. One of the known credit card companies is the American Express Co. The American Express which is also known as Amex ranks 174th in the list of the largest companies in the Fortune magazine. The brand worth of American Express is at US19.64 billion.
Around the globe, the American Express Co. operates in over 130 countries and offers a number of credit cards to cope up with the different needs of the consumers who include businessmen, students and working people. The available credit cards of the American Express are Blue from American Express, Blue Cash, Blue for Students, Blue Sky from American Express and Clear from American Express. After the Blue, American Express has developed other credit cards with different credit packages.
Among the different credit cards from American Express, the Blue from American Express, Blue Cash and Blue Sky from American Express have the highest number of clients. These are the top three credit cards offered by American Express.
In 1999, the American Express introduced the Blue from American Express. It became popular among young adults. The Blue from American Express carries out several benefits and incentives which includes zero annual fees, a competitive zero percent APR within fifteen months and a grace period of twenty days. Once the introductory APR period expires, the regular APR will be 11.99%.
In getting additional cards, there is no need to pay any fee and the benefits and incentives may be shared with other people like family members and friends. The nice thing about this is that it is free of charge. The balance transfer in fixed at 3.99% until the balance is paid in full. The credit limit of the Blue from American Express is at one hundred thousand dollars.
Under the Blue from American Express, card holders can sign up for the Free Credit Reward Program. The way this reward program works is that for every dollar spent, the consumer is given one point. These points will be accumulated and can be redeemed for travel awards, entertainment, retail and other purchases.
A great feature of the American Express is that is can give its clients and the card holders various protections. They have a fraud protection that can guard the consumers from unauthorized transactions. It also has a return protection plan that lets the clients return any purchased item within ninety days. The American Express can refund the client the price of the item. The items are also protected from damages within a ninety day period.
With this kind of credit card, the consumers will surely be satisfied with their credit. When looking for the best credit card in town, remember the Blue from American Express. It does not only let you purchase the things that you need but also it gives rewards for usage of the credit card. The consumers will definitely benefit much from this kind of credit. For more details on the Blue from American Express, the consumers can browse the website of American Express.
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