These tips will help prevent against identity theft. Identity theft is public enemy number one at the Federal Trade Commission. The reason is that it tops the list of fraud complaints. Because it’s so prevalent, you need to have a cursory examination of some tips to help prevent identity theft. You can win the fight against identity theft by curtailing the efforts of the identity thieves before they can strike. They’ll come up empty when they try to go after you. It’s not just about reducing the use of your computer. Most identity thieves strike offline. Even worse, 43% of identity thieves know their victims.
Take a look through these 9 simple tips to help prevent identity theft:
1. To prevent identity theft, don’t ever release your Social Security number. Keep this information as close to your breast as possible. The only thing an identity thief needs to steal your identity is the Social Security number you have.
2. Keep all passwords in your memory. Never write the passwords down or carry the passwords around with you ever.
3. When you’re at an ATM machine, be absolutely certain that no one is leaning over you and watching you enter your password in.
4. When you’re bidding in an online auction, make sure that you pay the seller directly with a credit card so that you’ll be able to dispute the charges if the goods do not arrive on time or they were not represented well. If you ever can help it, then avoid paying by money order or check.
5. Make sure that you have healthy skepticism, as far as your attitude, when you are looking at websites that are offering giveaways or prizes. What’s usually the case is that you’ll just be asked to buy something that you didn’t want to begin with, even if you think you’ve won it.
6. Make sure that your children know not to ever give out any of their personal information like their password, telephone number, or address.
7. Use a protective subscription service that alerts you to identity fraud.
8. Make sure that you don’t carry around too much in your wallet or purse. Common theft is the easiest way for criminals to steal your identity. Make sure that you don’t have your Social Security card, birth certificate, or passport with you when you go out shopping. Don’t carry around any extra credit cards with you when you go out shopping.
9. When you’re making your PINs and passwords, never use the last four digits of a Social Security number, your birth date, or your middle name. Don’t use anything that could be easily guessed by an identity thief. You’re just asking for trouble.
10. Make sure that you review your credit report right now. One of the best ways to know if a criminal has taken your identity is to look at your credit report. Make sure that you report any mistakes to the credit bureaus. You can receive one free copy of your credit report every year according to federal laws.