Do-it-yourself credit repair advice: Money Talk (Q&A)
Dear Liz: I'm seeking help in reviewing my credit report and how to fix any issues. I am not financially distressed, but have FICO scores in the 675 range. Could you recommend someone I can hire to assist as I need to refinance a house I bought for cash?
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Guess who helped credit–repair firms by faking reports? A cop
The Federal Trade Commission warns about questionable claims from credit-repair companies. Remember, you can contest genuine errors on your credit report for free. Be wary of promises from companies to remove adverse information for a fee.
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