Who says you need to overspend just to make a vacation or a celebration special? Even with a bad credit, you can still celebrate if you just know how to be credit-wise.
Got a date? Make a romantic dinner at home instead of eating out.
If you’re planning a date, prepare a home-cooked meal or imitate a menu from a high-end restaurant. Drop by the nearest grocery and buy ingredients for your chosen meal. Let your imagination fly by adding sexiness to your dining table such as flower petals, laced table cloths, and a glass of your favorite wine. The good thing about home dinner is that you can avoid the troubles of extra spending over high-priced restaurant meals, and you can have the privacy you need to talk over things that made your bond stronger over time.
Book vacation deals or discounts only.
Searching online for the cheapest deals for gifts or travel is a great way to save money. Avail of off-peak season travel prices on plane tickets, for instance. These are usually for budget airlines that have no frills, which make them much cheaper than regular plane fares.
Getting flowers for your girl? Go local.
Instead of using your time to look for online flower deliveries, try taking a walk at your local store and look for flowers that costs less. Roses are good, but if you can’t afford to buy a bouquet, choose other flowers that are attractive and stylish, too. If you plan to get flowers during peak months, such as Mothers’ Day or Valentine’s Day, consider sending your blooms in advance, because the prices aren’t as stratospheric as on the celebration days themselves. (It’s always a good idea to let the commercialized holiday buzz subside – prices of flowers will usually drop at an enormous rate.
Be sweet, yet credit-savvy.
Lovers love to send sweets, of course. Instead of buying expensive chocolates to woo your sweetheart, try other alternatives in your local supermarket. Cheap candies or cupcakes can be wrapped in a fancy gift box or in a basket. (Remember to add more sweetness by attaching a letter or dedication to show your loved one how much you cherish your time together!) Or, try baking cookies at home: Box them sweetly and deliver them to your lover’s home. These are all sweet, frugal ideas so you can still celebrate your love, even with bad credit.
Don’t forget your present
Courtship and romance wouldn’t be complete without a bit of gift-giving. Remember: Gifts for lovers aren’t just for Valentine’s Day. Sweep your lover off his or her feet by making a simple do-it-yourself gift or a personalized card for them, for no particular occasion at all. There’s no need to spend extra cash on jewelry or fancy gifts. By allowing yourself to be creative, you can definitely match what your local department store can offer.
For those Internet savvy lovers, a good way to express their love is through the social media. For example: Try compiling your photos and make a personalized video out of it. Put your theme song as the background score and post it on your social networking site. This one will surely melt the heart of your partner.
See? Celebrating your love need not be expensive!
Amy is an active blogger who is fond of sharing interesting finance related articles to encourage people to manage and protect their finances. She also covers topics on how can a bad credit affect your request to consolidate debt with bad credit and tips to creating an emergency fund even with bad credit.